About us

Our mission

Financial vulnerability

Understand, analyze, and prevent financial vulnerabilities

No one is immune to situations of vulnerability: it's a major issue in our society. A significant proportion of French people live a daily life of constant deprivation and decisions about money, even in an area as vital as health.

Having a job does not prevent fragility. In fact, studies regularly show that employees experience situations of personal or work-related fragility. Work-life balance raises a number of issues. Addressing these different dimensions is essential to solving the work-life equation. For example, economic vulnerability is the result of objective causes (loss of income, cost of living inflation, excessive health costs, family problems, etc.) and subjective causes (budget management, need for support, etc.).

In this context, Audencia and Malakoff Humanis have decided to combine their expertise by developing a research-action program. The objectives of the program are to deepen the knowledge of situations of vulnerability, to analyze the needs and expectations of workers, to define courses of action, and to raise awareness in society by disseminating the knowledge generated.