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Audencia offers a range of financing solutions to facilitate access to its programs: bank loans, scholarships, work placements and payment facilities. Find out what financing assistance is available to help you prepare for your study project.
Anticipating expenses
Budgeting
To ensure that your studies go smoothly, it's important to ask yourself the question of financing and to take the time to evaluate your expenses and budget before starting your studies.
Here's a typical budget that includes the approximate expenses you might incur while studying. Keep in mind that every student is different, and your spending habits will determine whether you fall above or below the average.
Cost of living in Nantes | |||
---|---|---|---|
Rent per month | Host family Private apartment Hotel residence | 350€ 450€ -. 600€ 450€ - 700€ | |
Charges per month | Electricity Gas Internet | 15€ - 30€ 15€ -... 30€ 15€ - 30€ | |
Contribution à la vie étudiante et universitaire (CVEC) | 100€ per year | ||
Doctor | 25€ - 40€ per consultation | ||
Transport | Bicycle Bus/tram ticket Monthly pass Annual pass Taxi | 20€ per month 1,80 36€ 238€ 3€/km | |
Trains | Average train ticket from Nantes Ticket Nantes - Paris one-way With carte Jeune | €79 €59 €50 | |
Fixed telephone | Monthly rate (excluding installation costs) | €20 - 40€ | |
Mobile phone | Subscription | 5 - 50€ | |
Food | Groceries Baguette 1kg pasta 1kg rice Fast Food 6 eggs Sandwich Restaurant | 150€ per month 1€ 1,80€ 2,50€ 10€ 2,50€ 4€-7€ 15€ - 30€ per person | |
Linen | Washing Drying | 6€ 2€/10 min | |
Hairdresser | Women Men | 25€ - 60€ 15€ - 25€ | |
Cinema | Student price | 10€ | |
Museums | Student price | 5€ - 10€ | |
Opera | Student price |
Student loans
Partner banks
Audencia has negotiated partnerships with several banking establishments to enable students to benefit from loan offers at preferential rates.
Most loans granted by French banks require a guarantor residing in France. Audencia does not act as an intermediary in these transactions and has no responsibility for negotiating these agreements.
80 € offered for the opening of the first account with BNP Paribas*
Free Esprit Libre Initiative offer with a Visa Classic* or Visa Premier* card for the duration of your studies** with an operation of your BNP Paribas account
Student formula home insurance reimbursed the 1st year*
Free international withdrawals with Global Alliance
For all student loan applications, the rate will be communicated directly in the branch.
*Subject to acceptance by BNP PARIBAS
**The free offer is subject to the use of the bank card for a payment and/or withdrawal during the month, otherwise the offer will be invoiced
Discover the full offer and conditions on BNP Paribas & Audencia
Student credit at preferential rate*
A welcome offer of €80 (condition: within 3 months with active account)
A banking package and bank card from €1/month
*subject to acceptance of your application by the Caisse d'Epargne Bretagne Pays de Loire
Discover the full offer and conditions on Caisse d'Epargne & Audencia
An account, a card and €0 foreign fees for €2/month*
A young person's loan at 0% up to €1,500 with no application fees*
A student loan at 1.90% with no application fees*
*subject to acceptance of your application by Crédit Agricole
Discover the full offer and conditions on Crédit Agricole & Audencia
Student loan at 1.20% for up to 120 months*
Reactivity within 48 hours on processing the student loan application
80€ free on opening the account
Geographical proximity between CIC Ouest and Audencia with privileged contacts
*subject to acceptance of your application by CIC Ouest
Discover the full offer and conditions on CIC Ouest & Audencia
SG accompanies you throughout your studies:
Up to €160 offered and your card at €1 per year for 4 years with the partner offer (QR code)
€80 offered for opening a first SG bank account
+ Sobrio at €1 for 4 years if subscribed at the same time.
+ 80 € offered for subscription to the Welcome Service, free banking mobility assistance service SG.
For all student loan applications, the rate will be communicated directly to the agency
Discover the full offer and conditions on Société
State-guaranteed loan
For French students or European Union nationals without a guarantor, the Ministry of Higher Education offers, through the BPI France guarantee fund, a state-guaranteed student loan of up to €20,000, with no personal guarantee and no means-testing.
CROUS scholarships
Higher education grants are administered by the French government. Applications for scholarships based on social criteria are made using the student social file (DSE).
Students in initial training, under 28 years of age, French nationals and Europeans (under certain conditions).
The financial situation of the tax household, as well as the number of people in it, define the step, ranging from 0 bis to 7, in which the scholarship student is placed. Depending on the level, the amount of the grant varies between €108.40 and €596.50 per month, from September to June (with some exceptions).
The amount of the grant varies between €108.40 and €596.50 per month, from September to June (with some exceptions).
- De janvier à mai : j’effectue les étapes indiquées sur le site du CROUS de Nantes pour constituer mon dossier social étudiant (DSE) du CROUS.
- 3 mois après le dépôt de mon dossier complet : je reçois la notification conditionnelle d’attribution d’une bourse du CROUS.
- À la rentrée : je soumets la notification conditionnelle de bourse CROUS à Audencia via l'application interne Tomorrow (accessible aux étudiants uniquement). La validation de cette notification est cruciale pour le paiement de ma bourse CROUS. Une fois que mon inscription académique et l'éligibilité de mon programme ont été validées par Audencia, je reçois la notification définitive du CROUS, ce qui indique que le versement de ma bourse sera prochainement effectué.
Audencia scholarships
CROUS scholarship students admitted to the Grande Ecole, Bachelor in Management and BBA programs can benefit from a social criteria admission scholarship based on criteria specific to each of these programs. More information on the Admission Scholarship page for these programs:
During their studies, students can benefit from Audencia Scholarships awarded on the basis of social criteria. To apply, students submit scholarship applications during their studies, on the dates defined by their program. This can represent assistance ranging from 10% to 60% of the year's tuition fees, depending on the student's situation.
Envoléo scholarship
The Pays de la Loire Region supports mobility abroad for a minimum of 3 months if you need to do an internship or further study, abroad, as part of your Loire training course.
Erasmus+ Student Scholarship
The Erasmus+ Student Scholarship is a financial aid for students who need to study abroad for a minimum of 3 months as part of their training course.fr/">More information
Erasmus+ Study Grant
The Erasmus grant is financial aid for students wishing to spend part of their studies in one of the 28 European countries, Turkey, Iceland, Norway, Macedonia or Liechtenstein.
Who can apply?
Students with a reconnaissance de la qualité de travailleur handicapé (RQTH)or who have applied for RQTH (application in progress) on presentation of the receipt for filing your application with the Maison départementale des personnes handicapées (MDPH).
How much is the scholarship?
The scholarship represents up to 10% of the tuition fees for your program in the current academic year. This scholarship can be renewed each academic year upon submission of a new application.
When to apply?
Two campaigns: application submission in October and May
Social scholarships, mobility grants, support for entrepreneurial projects, emergency aid...: thanks to the support of its many donors and partners, the Audencia Foundation works with several student populations at Audencia to enable them to pursue their studies and carry out their student projects.
Paid in-house assignments
Les parcours en apprentissage vous permettent de financer vos études tout en alternant formation théorique et expérience professionnelle en entreprise.
Outre son intérêt pédagogique, l’apprentissage vous permet de devenir salarié d’une entreprise et d’être rémunéré par un salaire minimum légal (pouvant donner lieu à négociation) pendant toute la durée du contrat.
Durant toute cette période, les frais de scolarité sont pris en charge par le dispositif d'apprentissage.
Pour plus d’informations, consultez la page « Formation en apprentissage » de votre programme.
La plupart des programmes à Audencia incluent une période de stage en entreprise. Ces stages font généralement l’objet d’une rémunération.
Pour plus d’informations et connaitre les opportunités de stage durant votre parcours à Audencia, consultez la page « Stage » de votre programme.
Association Audencia Junior Conseil
Pendant les semestres d’études, l’association Audencia Junior Conseil d’Audencia Grande École propose régulièrement des missions à destination des étudiants.
Plus d'informations
Association Jobencia Service
Jobencia service accompagne les étudiants dans leur recherche de missions rémunérées leur permettant de mettre en pratique certaines compétences apprises à Audencia.
Plus d'informations