Groupe d'étudiants

Financing studies

Audencia offers a range of financing solutions to facilitate access to its programs: bank loans, scholarships, work placements and payment facilities. Find out what financing assistance is available to help you prepare for your study project.

Anticipating expenses

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Budgeting

To ensure that your studies go smoothly, it's important to ask yourself the question of financing and to take the time to evaluate your expenses and budget before starting your studies.

Here's a typical budget that includes the approximate expenses you might incur while studying. Keep in mind that every student is different, and your spending habits will determine whether you fall above or below the average.

Student loans

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Partner banks

Audencia has negotiated partnerships with several banking establishments to enable students to benefit from loan offers at preferential rates.

Most loans granted by French banks require a guarantor residing in France. Audencia does not act as an intermediary in these transactions and has no responsibility for negotiating these agreements.

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State-guaranteed loan

For French students or European Union nationals without a guarantor, the Ministry of Higher Education offers, through the BPI France guarantee fund, a state-guaranteed student loan of up to €20,000, with no personal guarantee and no means-testing.

CROUS scholarships

Higher education grants are administered by the French government. Applications for scholarships based on social criteria are made using the student social file (DSE).

Students in initial training, under 28 years of age, French nationals and Europeans (under certain conditions).

The financial situation of the tax household, as well as the number of people in it, define the step, ranging from 0 bis to 7, in which the scholarship student is placed. Depending on the level, the amount of the grant varies between €108.40 and €596.50 per month, from September to June (with some exceptions).

The amount of the grant varies between €108.40 and €596.50 per month, from September to June (with some exceptions).

Audencia scholarships

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